Paypal

[Geowu]

This may be considered off-topic, but it's related to shopping.

When using Paypal to send money to someone, supposing you only have an X amount in your account, and you want to pay the rest of the value by credit card, can you use the X amount + the rest by credit card on the same payment? Is this automatic?

Or does one need to either pay all by credit card or to make two separated payments, one with the X amount, the other with the rest of the value by credit card?

Thanks

[englandmj7]

When you pay for an item, it will say:

You owe: $60 for selvedge condom

Payment: $24 from Paypal account

$36 instant transfer from Bank Account

At this point you can choose to change the 'instant transfer' to 'pay by credit/debit' card. If the seller has a premium account they will get all the money instantly, otherwise it could take a few days like Flame said. Also, if you do instant transfer from bank account instead of credit card, I think it always takes a few days for the seller to get the money.

[red]

new question:

i transfered more than $400 from my paypal to my bank account. thing is, my bank account doesnt have the money yet, even though paypal says the account is completed. did my money disappear?

[arem]

How long ago did you request the transfer? It takes a day or two for the bank to process the transaction, it isn't an instant thing.

[TEN CRACK COMMANDMENTZ]

new question:

i transfered more than $400 from my paypal to my bank account. thing is, my bank account doesnt have the money yet, even though paypal says the account is completed. did my money disappear?

how long ago was it? just because it isnt showing up yet doesnt mean it hasn't taken place.

[aziz]

Ahh, maybe it's another paypal scam. Or it might just be that it taking a while for the funds to show up in your bank account. You may want to contact your bank if you haven't already. Either way, hope you get your money back.

[red]

did the transfer like 3-4 days ago. i know it takes a while, but it usually says "processing" and not "completed".

[tofu]

If there isn't enough money, Paypal will request money from the CC company, which would then transfer the money over to the other party's Paypal account. So yes, the X amount + credit card works, however it often takes 4-7 days.

what? it has never taken 4-7 days for me to have paypal charge my credit card, even when my paypal balance is at 0. it has been instant on both amex and visa.

[TEN CRACK COMMANDMENTZ]

it might have been because of the holiday.

once i did a transfer on a friday, and nothing showed up at my bank until monday, but when it did it was already completed. paypal stated that it was completed instantaneously.

[_ironman]

same as ten crack, i've had one recently, got refunded and in paypal it say completed, although it really wasn't. give it a few days, it should show up in your bank account

if it's been too long, call 'em up

[djonno]

i did the same transfer recently, and it said completed on paypal before the money was in my bank account. it usually takes all of 5 days for shit to transfer to my bank from paypal.